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Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. Its deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. The company also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; personal loans; and commercial loans. In addition, it offers debit cards; and online banking services. The company was founded in 1887 and is based in Versailles, Ohio.