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Innovative Payment Solutions, Inc., together with its subsidiaries, provides digital payment solutions and services to businesses and consumers primarily in the United States. The company develops and operates e-wallets that enable consumers to deposit cash, convert it into a digital form, and remit the funds. Its flagship e-wallet is IPSIPay, which focuses on the consumer market. The company was formerly known as QPAGOS and changed its name to Innovative Payment Solutions, Inc. in November 2019. Innovative Payment Solutions, Inc. is based in Carmel-By-The-Sea, California.