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COG Financial Services Limited, together with its subsidiaries, engages in equipment financing and broking, aggregation, insurance broking, and novated leasing activities for small to medium-sized enterprises in Australia. The company operates through four segments: Finance Broking & Aggregation; Novated Leasing; Asset Management & Lending; and All Other/Intersegment. It provides management of investment funds, as well as offers financing arrangements to commercial customers for essential business assets; and salary packaging services to government and private sector customers. The company was formerly known as Consolidated Operations Group Limited and changed its name to COG Financial Services Limited in November 2020. COG Financial Services Limited was incorporated in 2002 and is based in Chatswood, Australia.