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Cybernaut International Holdings Company Limited, an investment holding company, provides e-commerce solutions and related support services in the People's Republic of China, Europe, North America, and Hong Kong. The company operates through three segments: Money lending business, E-commerce business, and Internet online education services. It also sells information technology products; lends money; and offers Internet education services. The company was formerly known as Sinoref Holdings Limited and changed its name to Cybernaut International Holdings Company Limited in May 2017. Cybernaut International Holdings Company Limited was founded in 2005 and is headquartered in Wan Chai, the People's Republic of China.