Zero Fintech Group Limited, an investment holding company, invests in, develops, and sells real estate properties in the People's Republic of China and Hong Kong. The company's portfolio of properties includes residential units, commercial arcades, and car parks. It also engages in the money lending business. The company was formerly known as Termbray Industries International (Holdings) Limited and changed its name to Zero Fintech Group Limited in July 2024. The company was incorporated in 1990 and is headquartered in Sheung Wan, Hong Kong.